American Government is designed to meet the scope and sequence requirements of the single-semester American government course. This title includes innovative features designed to enhance student learning, including Insider Perspective features and a Get Connected Module that shows students how they can get engaged in the political process. The book provides an important opportunity for students to learn the core concepts of American government and understand how those concepts apply to their lives and the world around them. American Government includes updated information on the 2016 presidential election.Senior Contributing AuthorsGlen Krutz (Content Lead), University of OklahomaSylvie Waskiewicz, PhD (Lead Editor)

This course will provide the student with an overview of the role that ethical, cultural, religious, and moral principles play in public policy. The course will introduce the student to common themes found in the foundational theories of ethics and morality in politics such as justice, equality, fairness, individual liberty, free enterprise, charity, fundamental human rights, and minimizing harm to others. These themes are integrated into various decision-making models that you will learn about. Students will examine five types of decision frameworks used to make and implement public policy, as well as rationales used to justify inequitable impact and outcomes of policies. Upon successful completion of this course, students will be able to: explain how personal morality and ethics impact the policymaking process; discuss various ethical frameworks used to resolve policy dilemmas; identify statutes, ethical codes, and legal opinions that define the normative parameters of key domestic and international policy issues; assess the impact that public interest groups have on policymaking and execution of policies. (Political Science 401)

Principles of Microeconomics is an introductory undergraduate course that teaches the fundamentals of microeconomics. This course introduces microeconomic concepts and analysis, supply and demand analysis, theories of the firm and individual behavior, competition and monopoly, and welfare economics. Students will also be introduced to the use of microeconomic applications to address problems in current economic policy throughout the semester.

Explores the role of government in the economy, applying tools of basic microeconomics to answer important policy questions such as government response to global warming, school choice by K-12 students, Social Security versus private retirement savings accounts, government versus private health insurance, setting income tax rates for individuals and corporations.

This book is intended for the Risk Management and Insurance course where Risk Management is emphasized.

When we think of large risks, we often think in terms of natural hazards such as hurricanes, earthquakes or tornadoes Perhaps man-made disasters come to mind such as the terrorist attacks in the U.S. on September 11, 2001. Typically we have overlooked financial crises, such as the credit crisis of 2008. However, these types of man-made disasters have the potential to devastate the global marketplace. Losses in multiple trillions of dollars and in much human suffering and insecurity are already being totaled, and the global financial markets are collapsing as never before seen.

Risk management will be a major focal point of business and societal decision–making in the 21st century. A separate focused field of study, it draws on core knowledge bases from law, engineering, finance, economics, medicine, psychology, accounting, mathematics, statistics and other fields to create a holistic decision-making framework that is sustainable and value- enhancing. This is the subject of this book.

Also available from here: https://saylordotorg.github.io/text_risk-management-for-enterprises-and-individuals/index.html

Table of Contents
Chapter 1: The Nature of Risk: Losses and Opportunities
Chapter 2: Risk Measurement and Metrics
Chapter 3: Risk Attitudes: Expected Utility Theory and Demand for Hedging
Chapter 4: Evolving Risk Management: Fundamental Tools
Chapter 5: The Evolution of Risk Management: Enterprise Risk Management
Chapter 6: The Insurance Solution and Institutions
Chapter 7: Insurance Operations
Chapter 8: Insurance Markets and Regulation
Chapter 9: Fundamental Doctrines Affecting Insurance Contracts
Chapter 10: Structure and Analysis of Insurance Contracts
Chapter 11: Property Risk Management
Chapter 12: The Liability Risk Management
Chapter 13: Multirisk Management Contracts: Homeowners
Chapter 14: Multirisk Management Contracts: Auto
Chapter 15: Multirisk Management Contracts: Business
Chapter 16: Risks Related to the Job: Workers' Compensation and Unemployment Compensation
Chapter 17: Life Cycle Financial Risks
Chapter 18: Social Security
Chapter 19: Mortality Risk Management: Individual Life Insurance and Group Life Insurance
Chapter 20: Employment-Based Risk Management (General)
Chapter 21: Employment-Based and Individual Longevity Risk Management
Chapter 22: Employment and Individual Health Risk Management
Chapter 23: Cases in Holistic Risk Management

AP Economics teacher Riza Laudin facilitates frequent debates with her students on a variety of subject-area topics. In this video, students debate the potential privatization of social security. Debates begin with a five minute introduction by the pro- and anti-debaters. During the debate, Ms. Laudin focuses on what type of critical feedback she will provide to best support students in improving. In addition, the rest of the class has an opportunity to pose questions and provide feedback following the debatersŐ rebuttals.