"The cost of college should never discourage anyone from going after a valuable degree." –Arne Duncan, former United States Secretary of Education. LEARNING OBJECTIVES: By the end of this section, you will be able to:Establish financial goals, identify strategies for creating and maintaining a budget, describe available options for paying for college, describe the benefits and risks of credit, and develop financial literacy skills to prepare for your financial future.
Applied course in personal family finance problems. Topics include management of budget, savings, credit, insurance, taxes, and investment, and discussion of rental/home purchases, planning for retirement and estate distribution.
Are you thinking about opening a checking account but aren’t sure how to get started? Here are resources to help you select a product that’s best suited for your financial needs.
Money Management may be defined as the process of managing money, including investments, budgeting, banking, and taxes. Managing your money is an essential life skill. When you know what you're doing, it really isn't so difficult. Once you've left home, the only person responsible for your financial health is you, so it's good to know the essentials. Managing your money can help reduce the stress levels that you experience throughout your life. It can help you to plan for unexpected events and expenses. A budget is a plan for spending and savings. It is a financial plan of income and expenditure which assists you in managing your finances. Subsequently we will learn about appropriate budgeting principles. Some learners make the choice and become entrepreneurs even while they are formally studying: they provide services such as barbering and manicures for a small financial return from their friends. This module will consider the qualities and the main tools of an entrepreneur.
This lesson aims at teaching adults how to budget. It is intended as part of a series regarding money management for people with high-school reading and math skills who nevertheless lack the specific knowledge and competences required to make financial plans. It includes material drawn from various sources and suggests activities combining text comprehension, numerical operations and computer use. Its content applies both to personal and professional situations.
This is a comprehensive Personal Finance text which includes a wide range of pedagogical aids to keep students engaged and instructors on track. This book is arranged by learning objectives. The headings, summaries, reviews, and problems all link together via the learning objectives. This helps instructors to teach what they want, and to assign the problems that correspond to the learning objectives covered in class.Personal Finance includes personal finance planning problems with links to solutions, and personal application exercises, with links to their associated worksheet(s) or spreadsheet(s). In addition, the text boasts a large number of links to videos, podcasts, experts’ tips or blogs, and magazine articles to illustrate the practical applications for concepts covered in the text.
These workshops cover personal finance topics. The participants will learn how to make decisions about home buying vs. renting and financial planning. Workshop discussions will include budgeting, basics of investment fundamentals, and basic economic principles, such as understanding interest, business cycle, and inflation.
In this course, you will be exposed to a number of different sub-fields within finance. You will learn how to determine which projects have the best potential payoff, to manage investments, and even to value stocks. In the end, you will discover that all finance boils down to one concept: return. In essence, finance asks: If I give you money today, how much money will I get back in the future? Though the answer to this question will vary widely from case to case, by the time you finish this course, you will know how to find the answer.